PolyAccounts · Scenario
Budgets, forecasts, approvals and a real close for a startup
Statement of cash flows, comparatives, budgets with variance, forecast scenarios with accuracy tracking, journal entry and bill approvals, bank reconciliation with auto-match, and period close, all agent-operable.
Direct answer
PolyAccounts includes the finance controls that small-business products leave to spreadsheets and that mid-market suites charge for: budgets by account with budget-versus-actual, forecast scenarios that can be computed, promoted and scored for accuracy, journal entry and bill approval requests with decisions, bank reconciliation sessions with automatic matching, and period close and reopen. Reports include the indirect statement of cash flows, prior-year comparatives and a cash position and cash forecast, each drillable to the ledger.
All of it is exposed to agents: 16 report workflows, 7 budget, 5 forecast and 6 approval workflows, plus records. An agent can prepare the month-end, propose corrections and carry out only what the owner authorizes, then close the period.
| Month-end step | Agent workflow |
|---|---|
| Reconcile the bank | reports.reconcile.start, auto-match, rows, complete |
| Review budget variance | budgets.bva |
| Update the forecast | forecast.compute, forecast.promote, forecast.accuracy |
| Route adjusting entries | approvals.je-request, approvals.je-decide |
| Close the period | reports.periods.set, reports.periods.closed |
| Produce statements | reports.trial-balance, reports.cash-flow, reports.cash-position |
Compared with the usual choices
Entry-level cloud products offer budgets and basic cash-flow views, with approvals and forecasting reserved for higher tiers or absent. Mid-market suites offer all of it with implementation projects and subscriptions in the thousands per month. PolyAccounts is USD 0 during early access and is designed so that one person or one agent can run the close without a consultant.
The honest counterweight: early access means synthetic evaluation, no production certification and no service-level commitment. Read the limits page before planning a real cutover.